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50 Places With the Most Overpriced Homes

By Etienne de la Boetie2
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Discover a tree-lined hillside with a fence winding through all the trees near Santa Maria, California

by Heather Taylor - Edited by Chris Cluff

The average home value in the United States is around $367,000, while the median list price is about $400,000. The difference is about 9%.

But some cities have a much greater discrepancy, with homes priced as much as 60% over their value.

A new MoneyLion analysis reveals there’s a six-figure difference between home value and listing price in seven of America’s largest housing markets. Homes are overpriced by more than $300,000 in two California cities: Salinas overpriced by $304,881 and Santa Maria overpriced by a dizzying $634,299.

Also See: 50 Cheapest, Safest Places To Live in the US

Find Out: 9 Subtly Genius Things All Wealthy People Do With Their Money — That You Should Do, Too

MoneyLion found the 50 most overpriced markets by isolating the 200 largest cities for housing and sourcing each spot’s average home value and median listing price. From there, MoneyLion calculated the monetary and percentage difference between the home values and median list price.

Key Findings

See how each city stacks up among the 50 places with the most overpriced homes, ranked by percent difference in list price vs. value.

1. Santa Maria, California

2. Crestview, Florida

3. Corpus Christi, Texas

4. Brownsville, Texas

5. Longview, Texas

6. Tuscaloosa, Alabama

7. Salinas, California

8. McAllen, Texas

9. Shreveport, Louisiana

10. Tyler, Texas

11. Fort Smith, Arkansas

12. Naples, Florida

13. Cape Coral, Florida

14. Mobile, Alabama

15. Daphne, Alabama

16. Kingsport, Tennessee

17. El Paso, Texas

18. Gulfport, Mississippi

19. Hickory, North Carolina

20. Jackson, Mississippi

21. Augusta, Georgia

22. Wichita, Kansas

23. Tulsa, Oklahoma

24. Waco, Texas

25. Oklahoma City

26. Lafayette, Louisiana

27. Huntington, West Virginia

28. Montgomery, Alabama

29. Amarillo, Texas

30. Yakima, Washington

31. Asheville, North Carolina

32. North Port, Florida

33. Myrtle Beach, South Carolina

34. Knoxville, Tennessee

35. Baton Rouge, Louisiana

36. Columbia, South Carolina

37. Wilmington, North Carolina

38. New Orleans

39. Greenville, South Carolina

40. Chattanooga, Tennessee

41. Beaumont, Texas

42. San Luis Obispo, California

43. Lynchburg, Virginia

44. Laredo, Texas

45. Little Rock, Arkansas

46. Huntsville, Alabama

47. San Antonio

48. Deltona, Florida

49. Lexington, Kentucky

50. Pensacola, Florida

Methodology: For this piece MoneyLion looked at the 200 largest housing markets by metro area, as sourced from Zillow’s March 2026 data. MoneyLion then sourced the 2026 average home value and 2026 average median list price for each metro. MoneyLion then found both the monetary and percent difference between median list price and home values. Those 50 metros with the greatest discrepancy between median list price and home value were included in final rankings. All data is up to date as of April 30, 2026.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Etienne de la Boetie2

Etienne de la Boetie2

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